:root {
  color-scheme: light;
  --bg: #f5f7fa;
  --surface: #ffffff;
  --border: rgba(33, 53, 85, 0.12);
  --text: #1a2e44;
  --muted: #526d82;
  --accent: #c05c1a;
  --accent-light: #fff0e6;
  --accent-hover: #a34a12;
  --step-bg: #e8f0fe;
  --step-fg: #1a56c4;
  --max-w: 860px;
}

*, *::before, *::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  background: var(--bg);
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif;
  color: var(--text);
  line-height: 1.65;
  font-size: 1rem;
}

a {
  color: var(--accent);
}

.top-banner {
  width: 100%;
  display: flex;
  justify-content: center;
  align-items: center;
  margin: 0;
  padding: 0;
  background: linear-gradient(135deg, #1a2e44 0%, #2c4a6e 100%);
}

.top-banner-image {
  display: block;
  width: min(100%, 960px);
  height: auto;
  margin: 0 auto;
}

/* ── HERO ── */
.hero {
  background:
    linear-gradient(135deg, #1a2e44 0%, #2c4a6e 100%);
  color: #fff;
  text-align: center;
  padding: 10px 16px 48px;
  border-radius: 0 0 24px 24px;
  margin-bottom: 20px;
}

.eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.65);
  margin: 0 0 16px;
}

.hero h1 {
  margin: 0;
  font-size: clamp(1.6rem, 4vw, 2.4rem);
  line-height: 1.2;
  font-weight: 700;
}

.hero-sub {
  margin: 12px auto 24px;
  max-width: 65ch;
  font-size: clamp(0.95rem, 2.2vw, 1.1rem);
  color: rgba(255,255,255,0.82);
}

/* ── BUTTON ── */
.btn-primary {
  display: inline-block;
  padding: 14px 36px;
  background: var(--accent);
  color: #fff;
  text-decoration: none;
  font-size: 1.05rem;
  font-weight: 600;
  border-radius: 8px;
  transition: background 0.18s ease;
}

.btn-primary:hover {
  background: var(--accent-hover);
}

/* ── LAYOUT ── */
main {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 20px 60px;
}

.section {
  padding: 48px 0;
  border-bottom: 1px solid var(--border);
}

.section:last-child {
  border-bottom: none;
}

/* ── HEADINGS ── */
h2 {
  margin: 0 0 24px;
  font-size: clamp(1.4rem, 3vw, 2rem);
  font-weight: 700;
  color: var(--text);
}

/* ── INTRO ── */
.intro-section p {
  font-size: 1.1rem;
  max-width: 68ch;
  margin: 0;
}

/* ── STEPS ── */
.steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.steps li {
  display: flex;
  gap: 20px;
  align-items: flex-start;
}

.step-num {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--step-bg);
  color: var(--step-fg);
  font-size: 1.2rem;
  font-weight: 700;
  display: grid;
  place-items: center;
  margin-top: 2px;
}

.steps li div strong {
  display: block;
  font-size: 1.1rem;
  margin-bottom: 6px;
}

.steps li div p {
  margin: 0;
  color: var(--muted);
}

/* ── CARD ── */
.card {
  background: var(--accent-light);
  border-radius: 16px;
  padding: 36px 32px;
  border: 1px solid rgba(192, 92, 26, 0.18);
}

.card h2 {
  color: var(--accent);
}

/* ── COST LIST ── */
.cost-list {
  list-style: none;
  margin: 0 0 20px;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.cost-list li {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 10px 14px;
  background: rgba(255,255,255,0.7);
  border-radius: 8px;
  flex-wrap: wrap;
}

.cost-list .label {
  font-weight: 600;
}

/* ── CHECK LIST ── */
.check-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.check-list li {
  padding-left: 28px;
  position: relative;
}

.check-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--accent);
  font-weight: 700;
}

/* ── GROUP LIST ── */
.group-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 14px;
}

.group-list li {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 14px 18px;
}

/* ── CTA SECTION ── */
.cta-section {
  text-align: center;
  background: var(--surface);
  border-radius: 16px;
  padding: 48px 32px;
  border: 1px solid var(--border);
  box-shadow: 0 8px 32px rgba(26, 46, 68, 0.08);
}

.cta-section h2 {
  font-size: clamp(1.6rem, 4vw, 2.4rem);
}

.cta-section p {
  margin: 0 auto 28px;
  max-width: 52ch;
  color: var(--muted);
}

/* ── UTILS ── */
.muted {
  color: var(--muted);
  font-size: 0.95rem;
}

/* ── FOOTER ── */
.site-footer {
  text-align: center;
  padding: 24px;
  font-size: 0.85rem;
  color: var(--muted);
  border-top: 1px solid var(--border);
}

/* ── SITE HEADER ── */
.site-header {
  width: 100%;
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-hover) 100%);
  color: white;
  padding: 16px 24px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
  border-bottom: 3px solid var(--accent-hover);
}

.site-header-top {
  width: 100%;
  padding: 0 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}

.site-header-brand {
  font-size: 1.5rem;
  font-weight: 700;
  color: white;
  text-decoration: none;
  letter-spacing: 0.5px;
  transition: all 0.2s ease;
}

.site-header-brand:hover {
  color: var(--accent-light);
  transform: translateY(-1px);
}

.site-header-login {
  color: #fff;
  text-decoration: none;
  border: 1px solid rgba(255, 255, 255, 0.55);
  border-radius: 999px;
  padding: 7px 14px;
  font-size: 0.95rem;
  font-weight: 600;
  transition: all 0.2s ease;
}

.site-header-login:hover {
  background: rgba(255, 255, 255, 0.16);
  border-color: #fff;
}

.site-header-tagline {
  font-size: 1rem;
  color: rgba(255, 255, 255, 0.9);
  font-weight: 500;
  font-style: italic;
}

/* ── RESPONSIVE ── */
@media (max-width: 540px) {
  .card {
    padding: 24px 18px;
    border-radius: 12px;
  }

  .cta-section {
    padding: 36px 18px;
  }

  .cost-list li {
    flex-direction: column;
    gap: 2px;
  }
}